Top 3 Pet Health Insurance Myths
Although pet health insurance has been in Canada for over 26 years, surprisingly few pet owners are aware of it, and of the ones that are, they have many misconceptions about what it is.
Due to this, less than 2% of Canadian cats and dogs have insurance coverage, compared to over 25% in the UK and over 40% in Sweden.
MYTH #1: I will put money aside every month to save for unexpected veterinary costs. On the surface, this type of savings plan might seem to have more value over insurance, but there can be some challenges along the way.
If a pet owner puts aside the equivalent of a monthly premium into a savings account and their cat or dog gets ill a few months — or even a few years — later, it is highly probable that there won’t be nearly enough funds to cover the required care.
MYTH #2: Pet Health Insurance is the same thing as Provincial Medical Care. Unlike with Provincial Medical Care, medical conditions that were present prior to enrolling in pet insurance will not be covered.
This is why it is important to enroll your pets in coverage as early as possible.
That being said, at Pets Plus Us, no pet is too old to qualify for health insurance, and with their 4Life Guarantee, your premiums remain the same, despite your cat or dog’s age.
MYTH #3: Pet insurance is too expensive. Pet owners want the very best care for their pets and in order to deliver this high quality of care, your veterinarian must incur some significant costs.
The premiums at Pets Plus Us, although based on the costs to provide veterinary care in Canada, are very affordable. Premiums are as low as $17.95/month for a cat or $19.95/month for a dog.
You also have the ability to select your own co-pay and deductible levels, allowing you to adjust your premiums to suit your budget.
To try pet insurance out for yourself from petinsurancereview.com’s top rated insurer, enroll your pet in Pets Plus Us’ complimentary 8-Week Trial Coverage at pputrialcoverage.com using offer code ONGO.