How to Prevent Water Damage in Your Home
According to the Canada Mortgage and Housing Corporation, water damage caused by sewage backup is one of the most common threats to Canadian homes. Impossible to ignore, flooding and sewage backup in your home will very likely cause substantial damage and long-term disruptions to your daily life. CAA Insurance1 is there to help.
Like many disasters, homeowners don’t usually think much about water damage until it’s too late. CAA Insurance will provide some easy steps you can take to protect your home against damage caused by sewage backup.
How does sewer backup occur?
The majority of modern residential homes in newer cities and towns connect to separate sanitary and storm sewers; this helps to prevent overflow by splitting the inflow of water. But in somewhat older areas, these two systems are combined, making them more prone to overflow during periods of heavy rainfall. In some cases, this can cause sewage to be forced back up the system to eventually find its way into the lower levels of your home through things like storm drains, sewer cleanouts, basement toilets, sinks and even showers.
What can you do to protect your home?
Protecting your home against water damage can be as simple as taking a few preventative steps.
• Determine whether or not your home has dedicated sanitary and storm sewers. Finding out is easy; simply contact your local government office and ask! If they tell you that your home is linked to a combined sewer system, you’re at a higher likelihood for sewer backup. In this case, you’ll want to take additional steps to help protect your home and belongings.
• Have a professional plumber install and properly maintain a backwater valve in your home’s main sanitary sewer connection.
• If your basement is below grade (meaning that it is below ground level), it would be wise to contact a professional and inquire about the installation and maintenance of a sump pump system and battery backup.
Visit caasco.com/insurewithcaa or call 1-800-528-1738 for a complimentary quote.
For more information on how to protect your home from water damage, visit the Canada Mortgage and Housing Corporation website: www.cmhc-schl.gc.ca.