Move Ahead: Preparing for the Home-Hunting Marathon
When you choose to buy your first or next home, it’s good to have everything in order to make the experience that much easier.
here Get Your Finances in Order
A mortgage broker can help you crunch the numbers and determine – based on factors like your income, credit score, current bank rate, and down payment – what mortgage products work best for you. Mortgage brokers are licensed by the province within which they work and are trained in all aspects of the financing process. Visit http://www.mortgageproscan.ca/en/ for more information on how they can be a part of your home-hunting team.
Robaxin online Make Your Wish List
A wish list will make it easier to search for a home because it helps a realtor or a search engine find the results you want. Look at all relevant home options because you’ll have a larger pool to choose from and you may find that hidden gem where you least expect it.
buy canibus Lyrical law Create Your Team
Home-hunting can be a time-consuming and stressful experience without the right team behind you. In addition to a mortgage broker, the expertise of a real estate lawyer and a real estate agent can guide you through the many steps needed to make the largest purchase of your life. You can get referrals from family and friends, but also consider using online directories to find a professional in your area. MCAP.com has a free “Find a Mortgage Broker” tool that helps you find a mortgage broker in your neighbourhood.
Schedule Time to Think About it
Take scheduled breaks so you can thoroughly assess the properties you’ve seen and decide whether they are contenders. Then compare notes and any photos in order to make final decisions. While the real estate market can move quickly, it’s better to make a decision without putting yourself under pressure.
Speaking of Pressure…
As you’re going through the process of submitting offers for your dream home, don’t feel pressure to spend more than you can afford or to put in an offer on a home that you don’t love. If you’re patient and stick to your plan with help from your team, the right place to call home will find you.
Visit MCAP.com to learn more about our mortgage solutions and use the free online Find a Mortgage Broker tool to find a mortgage broker near you.